Upset

Hi yall.

I'm having a bit of a bad day. *sigh* I was having a good day...till I came home and started making phone calls.

I've been having trouble securing a loan for school.

I've already had trouble registering for classes...then got dropped for non-payment...then got reregistered in the ones I could get.

The first loan I applied for was the wrong kind. Totally my mistake...so after waiting 3 weeks to find this out...I took the financial aid woman's advice and applied for loan 2.

After waiting another 2 weeks...I find out today that loan 2 isn't the right loan either. So now I have to apply for loan number 3.

The problem is that I'm a non-degree seaking student...or as NC State calls me....a special programs student. It means I don't have a degree program...cuz I just need 4 classes so I can transfer them back to Texas State and get my degree!!!

I never thought I'd say this...because I love Alec to death and love every min I get to spend with him. BUT if I had known what a horrible process this was going to be...i'd rather of stayed in Texas.

I'm just so angry and upset right now. I've already cried on the phone to 4 different people trying to get this straightened out...and thrown a pencil at the wall and made a hole. *sigh*

I miss my school. I miss knowing exactly how things work...where things are...how to get what I need. I miss knowing people on campus...i miss my sorority sisters and my theater friends. I just miss it so dang much.

Ok..i'mma go curl up in bed and cry some more and then probably read my book till Alec comes home from work.

Thanks for listening yall. I really do apprechiate it.

Nadine.

Awwww Nadine... That SUCKS.

Can you finish your last semester in Texas without all this BS? I mean, is it too late to do so? What's 6 more months when you've had a couple here with him?

UGH. I hate it when it seems like the cosmos are working against you in every step you take. UGH UGH UGH.

(((((HUGS))))))
~phos

Nadine, once again, I'm right there with ya sister...

I am having such a hard time paying for school. And do you have any idea what the cost of books is for 6 classes?? Around $600!! Ya! I haven't been able to find a student loan either...of course my parents like to make things even harder by putting it on the back burner...

Anyways, I feel your pain...hopefully it'll all be worth it in the end.

Cheer up!!

Many times, I've thought how much easier it would be to be home finishing school. Since I've been out for a while, I've had to start repaying my student loans, all $23,000 of it. It's such a pain to have to request your transcript, fill out the app, wander around campus untill you find where to sign up, and hope you're doing it all right. Have you tried www.fafsa.ed.gov? They're great about financial aid, but you do have to have your parents 2004 (if you're applying for a loan now) or 2005 (if you're applying for a loan for later) tax returns, their SSN's and their bank/savings account balance.

I've found alot of things difficult about living here. Changing insurance, not having health insurance, getting a liscense, getting my car registered, filing my taxes, getting into school, driving around (I HATE the interstates!), and generally just fitting in in this funny state. I don't know anyone, I don't recognize anyone at Wal-Mart, and I don't recognize any period except the girl at Sav-Ons where I buy my breakfast in the morning. I miss my family, I miss knowing where I'm going, and I miss living in a house. As you can see, some days I terribly miss home. Yesterday was one of those days. Today is a bit better, but Nadine, just know that tomorrow it will be a bit better.

Alanna:o

((((((hugs))))))) oh nadine, I'm so sorry you've been having a hard time lately. I know how it is to feel so out of control - it sucks! And to miss your "old life." Hang in there, things will get better - the financial situation can only get better and the routine of things will start to feel more normal and make more sense. Change is always hard, but it is what helps us grow!

In the meantime, you've got us for support. :)

no advice but here's a :hug:

*H's*

hang in there nadine....

Oh man...Yall...I have so much I want to say to all of you.

First an update. I'm feeling better. After typing my post...I crawled into bed and cried until Alec came home. Then I cried in his lap some more and he held me and told me good things. *smile* Then I pulled on my most comfyist pjs and made the best comfort food I could think of...mac and cheese and my fav. tuna patties. Then I laid my head in Alec's lap and watched TLC's What not to wear...which always makes me feel better. *smile*

Phos...It's too late to go back to Texas. I could go back to finish my degree in the summer...but as of now it would be so much more paperwork and hassle...and I've just about got this whole thing figured out (I hope!) Not gonna lie though...I've definately thought about it. Thank you sooo much for the hug. :)

elle.jay....I know what you mean! I only needed one book this semsester...but it cost me over 100 bucks...which we totally can't afford...not to mention my loan didn't come in in time to pay for it! Thankfully Alec did some overtime so we had a little extra...and I managed to work all my magic to get it a little cheaper. *smile* It's definately all gonna be worth it...for both of us.

Lanners...OH man...23,000!!! I only have 11,000...with one of my 3 loans in repayment right now. I need to work on consoladating them into one...but I just can't face that hassle now. I've gone the FASFA route...I'm an old pro at that. I got a letter today from the school telling me they couldn't offer me any aid. (which I already knew...my parents make too much money...but not enough to really help me) I think we definately need to talk...it sounds like we're both going through the same thing right now! Have you heard my DMV story? And I still need to get my car registered...I'm kinda sad to lose my Texas plates though. *sigh* I hope tomorrows a much better day.

Mouse...thank you so much for the Rob Shneider voice! It really made me laugh. I say that all the time! You can do it! You can do it Alllllll Niiiiiight Looooong! lol.

nessa and christina....thank yall so much for the hugs...I really needed them so much and yall really pulled through for me.

The outpouring of love I've recieved from the people on this board has really just warmed my heart...thank yall sooo very much. If there's anything I can do for any of you...please let me know.

Nadine.

Aww, Nadine, I'm glad you're feeling better. I know what it's like being away and having to deal with crap like this. I moved across the country on my own last year (with my critters) to go to a new school. It sucked and I was so lonely and lost for the first while. Hang in there, hon. It will get better and it sounds like you're making your way through all this paperwork....one day it will all be a story that you laugh about.

*smile* thanks Annie...I hope that one day I can laugh at this...cuz right now my eyes are killing me.

Thankfully I'm much better at laughing than crying....Alec and I have already laughed at the hole I made in the wall by throwing a pencil at it. *smile*

Plus I made Alec tell me something good (whenever i feel bad I make him tell me something good...usually he tells me that he loves me and that works. *grin*) and today he told me that I am the best thing to have happened in his life. *which of course made me cry...but for a different reason* :D

Nadine.

Awww...Nadine. I know how you feel. I got stuck living in back in Maine, in a dumpy town, with a dumpy apartment trying to finish school that I hated. And this was after living in New York City for the first time for 6 months, and then London for just shy of 6 months and having the time of my life. Made good money in NYC, but after London it was ALL spent. I would just sit on the edge of my bed all day and do nothing, but spend more money on and education I no longer wanted with money that I didn't have and had to borrow.

I'm so sorry you miss your home. Is there anyway to convince Alec to move to Texas and look for work? Sometimes...people and places...they just don't click. Ya know? Maybe you and NC just ain't clicking?

I'm so sorry that you're having so much trouble! Belive me, I've been in the same boat. The first thing is to check out FAFSA.com and get any info you can on the STAFFORD LOAN!!! (both subsidized and unsubsidized). I'm getting about 10K a year from that. (and the subsidized loan means the gov't will pay the interest!!!)
There is also the Perkins loan, but I don't know a whole lot about that one.
The next thing you want to do is make an appointment with your school's financial aid counselor. They'll have all sorts of info!
Hope it works out!!!

((((((((HUGS)))))))))

Sorry for coming in so late on this thread. I have a big paper due on Monday and so have been trying to stay off the boards.

Nadine, dealing with financial aid bureaucracy is a nightmare! It's no wonder you're so frustrated. I'm very impressed by your self-restraint--if it were me, I would've thrown something a LOT bigger than a pencil! ;)

I don't recommend you go this route unless you're REALLY desperate, but there are always personal bank loans and <gasp> credit cards. As long as you're not using them to go on shopping sprees at the mall, you can consider these resources as a back-up. An education is one of those rare things that is WORTH getting into debt for. I've had to do that before and thankfully everything worked out fine at the end.

Keep the faith and STAY STRONG!

I don't recommend you go this route unless you're REALLY desperate, but there are always personal bank loans and <gasp> credit cards. As long as you're not using them to go on shopping sprees at the mall, you can consider these resources as a back-up. An education is one of those rare things that is WORTH getting into debt for. I've had to do that before and thankfully everything worked out fine at the end.

Keep the faith and STAY STRONG!

*smile* thanks Emzak...I'm feeling much better today...so thats good.

Apparently...I'm desperate...cuz I've gone this route already. *grin* I've gone the Fasfa route...done the govt. loan deal...and have moved onto personal loans. (i did the credit card thing when in Texas over the summer...never again...I'm still trying to pay the dang thing off)

My reason for this is that the Govt. is no help to me AT all! They won't give me any money...not even a loan. What makes it worse...is because I'm not concidered a real student at NC State (because I only need 4 classes from them) ....I don't qualify for normal private loans...cuz the school won't certify them.

I'm getting to be an old pro at this financial aid hell. I think I've finally got the right loan...now i just need to get everything processed so I can get the money...to get the school off my back. *sigh*

Thankfully I did my first two years at community college...completely paid for...so I only have about 11,000 in student loans. This out of state tuition thing is probably going to double that though...just for 4 classes!

Nadine.

Sorry Nadine for coming in so late....

Life has its up and downs, it all depends on how you handle it. SOund to me like you got that down pat...

You are such an amazing and intelligent young lady, and sounds like you have everything right going for youself...

You go girl!

M

*smile* thank you mimi....

Your words made me smile and were like a hug to me. And I can always use a hug! :D

Nadine.

Nadine,

We definately need to talk! You should visit my Myspace and read my blog on my DMV experience! It's www.myspace.com/Leighalanna. And yes, I do feel like we have alot in common. If you ever need to vent, in my profile is my AOL, Yahoo, and MSN handles. I can get my old ICQ number if you need it. But seriously. Not only do I have to register my car, I have to get insurance here because, did you know, that if I get in an accident here in Cali that my TEXAS insurance won't cover because I have a job here? So, we're going through that nightmare too. The lovely times of out of state living. Sadly, by the time we get everything straight, we'll be moving back to Texas in a year! :confused:

Alanna

Alanna,

OH my goodness...I've been reading your blog and laughing my ass off because it's even funnier than my DMV story!!!

I had to get Insurance here too...which was a hassle. I'm scared to register my car...even though I need to...my Texas registration expired in Dec 05! :D

Why did you give up your Texas residency if you're moving back to Texas???!!!

Oh my goodness so we totally need to talk...I've got AIM and yahoo...I'll have to get on one of these days. lol.

Nadine.

Well, if you take a job here, you have to register everything. And don't worry, my tags expired in September of 05 ;)

Alanna

Well, if you take a job here, you have to register everything. And don't worry, my tags expired in September of 05 ;)

Alanna

Yikes...that sucks!!! Have you registered your car yet? I'm so freaked out everytime I pass a cop! :D

Nadine.

To register, you need to be liscensed and have insurance. To get insurance, you need to be registered and liscensed. Soooooo, I'm not liscensed and have insurance from Texas, so I can go register. Then I can get insured here in Cali. It's a paaaaaaaain!

Alanna:o